IPE 3500 Reading Quizzes with complete solution

1. According to Fox and Shaw, using data from the National Health Interview Survey for those with health insurance receipt was

1. According to Fox and Shaw, using data from the National Health Interview Survey for those with health insurance receipt was <____ for three of six recommended clinical preventative services? A. 30% B. 75% C. 50% D. 55% - ANSWER 50% 2. According to Xinxin and colleagues, compared to adults who did not report insurance based discrimination, those reporting discrimination had higher odds in taking a usual source of care, lacking confidence in getting needed care and forgoing needed care because of costs. A. True B. False - ANSWER True 3. According to the Affordable Care Act, insurance companies only adjust rates based on: A. Gender B. Socioeconomic Status C. Family Composition D. Income Level - ANSWER family composition 4. Which of the following is an example of cost sharing: A. Deductible B. Out-of-pocket max C. Co-payment D. All of the above of examples of cost sharing - ANSWER All of the above are examples of cost sharing 5. According to Fox and Shaw which of the following preventative health services is covered under health plans according to the Affordable Care Act and were surveyed by the NHIS? A. Influence vaccination B. Tetanus vaccination C. HIV testing D. All the above are covered by health plans without copayments and included as questions in the NHIS - ANSWER All the above are covered by health plans without co-payments and included as questions in the NHIS 6. In attempt to constrain health care costs, Managed Care Organizations were established. These organizations: A. Emphasize primary care and engage in a practice known as "gate keeping" B. Restrict provider choice C. Negotiate contracts with physicians D. Exert more control over health care providers and patients in regards to what care their beneficiaries receive - ANSWER Exert more control over health care providers and patients in regards to what care their beneficiaries receive 7. Which of the following is a benefit of employee-sponsored insurance from society's standpoint? A. Employer sponsored insurance reduces the need for adverse selection B. It can insure a large number of individuals without the government insuring them C. Employer-sponsored insurance results in reduced payment D. For large businesses, ensuring employees allows employers to reap the benefits of economy of scale - ANSWER It can insure a large number of individuals without the government insuring them 8. According to Xinxin and colleagues insurance-based discrimination refers to the unfair treatment that patients receive from ____ because of the type of insurance they have or because they do not have insurance. A. Colleagues B. Other Patients C. Health Care Providers D. Employers - ANSWER Health Care Providers 9. Which of the following is a disadvantage of employer-sponsored insurance from employee's standpoint A. Benefits get harder to provide as health costs increase faster than wages B. It can reduce the salary you receive C. Employer-sponsored insurance is paid with pre-tax dollars D. It represents an unfair advantage to those who are self-insured - ANSWER It can reduce the salary you receive 10. According to Xinxin and colleagues, the following is NOT a possible intervention to decrease insurance-based discrimination A. Education programs aimed at informing physicians on interacting with Medicaid enrollees B. Health care sector enforce and monitor anti-discrimination policies C. Cultural competency training for health care providers D. All of the above are possible interventions - ANSWER All of the above are possible interventions 1. Part C of Medicare, also known as Medicare Advantage allows for: A. Beneficiaries to enroll in private insurance plans B. Voluntary prescription drug benefits C. Inpatient insurance which covers stays in hospitals, nursing homes, etc. for a limited number of days D. Coverage of physician services, preventative services, and home health visits - ANSWER Beneficiaries to enroll in private insurance plans 2. Medicare is funded by both federal (general revenues and payroll taxes) and state government A. True B. False - ANSWER false 3. How do lobbyists influence legislative and administrative bodies? A. By sponsoring information sessions B. By helping to draft legislation C. By contributing to political campaigns D. All of the above are examples of lobbyist influence - ANSWER All of the above are examples of lobbyist influence 4. Which of the following was an example of a national reform effort during the Second Bush Administration?