CT ALL LINES ADJUSTER EXAM Questions with Complete solutions Tortfeasor {{Correct Ans- wrongdoer Risk {{Correct Ans- chance of loss What is a hazard {{Correct Ans- a hazard is a condition that ... increases the likely occurrence of a peril or the likely severity of a loss What is a peril {{Correct Ans- peril is the destructive event that insurance guards against What is the assumption of risk {{Correct Ans- I will pay for it if it goes wrong Tort liability {{Correct Ans- the tortfeasor who is found to be liable or responsible for a person's injuries will likely be required to pay damages Open peril {{Correct Ans- coverages of all losses EXCEPT exclusions Named peril {{Correct Ans- coverage of a NAMED perils and nothing else A non-owned dog is in the neighborhood and bites a neighbor, based on the homeowners insurance policy would they be covered? {{Correct Ans- yes, because is it in their custody, treated like child below the age of 13 What is a suit? {{Correct Ans- a lawsuit, filing a complaint [Show More]
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