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Business > EXAM > Florida Public Adjuster All Lines Study Guide with complete solution (All)

Florida Public Adjuster All Lines Study Guide with complete solution

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Florida Public Adjuster All Lines Study Guide with complete solution A contract in which an insurance company or government agency provides a guarantee of compensation for specified loss is known as: ... {{Correct Ans- Insurance What is the traditional definition of insurance? {{Correct Ans- A method of handling pure risks by spreading it over a large number of similar individuals. What principle suggests that an insured who has suffered a loss should only be restored to the approximate financial condition that existed prior to the loss? {{Correct Ans- The principle of indemnity What happens to the principle of indemnity if the insured makes a profit from their loss? {{Correct Ans- The principle of indemnity has been violated. When must a person have insurable interest? {{Correct Ans- Before they purchase insurance What must a person have insurable interests in? {{Correct Ans- They must have a lawful, substantial and economic interest in the life, health, property or object being covered under the insurance contract. The term "person" when referring to the purchaser of the insurance policy includes: {{Correct Ans- an individual, company, insurer, association, organization, partnership or any other legal entity [Show More]

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