Paying more than the minimum payment can ✔✔help you get out of debt faster If you're already in debt, try to avoid ✔✔missing a credit card payment, as it can lead to additional late fees a... nd even raise your APR The average minimum payment only equals 2 to 3% of your total debt, so making only the minimum payments on your credit card bill may ✔✔keep you in debt for a long time pay more than the minimum When choosing a credit card, look for ✔✔annual fees, changes to your APR, and other finance charges Credit card rewards programs can be appealing, but ✔✔be sure you understand how they work beforehand [Show More]
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