Claims Adjuster > EXAM > Insurance Adjuster Exam Questions Test bank || Latest Updated 2024 (All)
Insurance Adjuster Exam Questions Test bank || Latest Updated 2024
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During a storm, heavy winds cause a tree limb to break and fall onto Paul's house, causing $6,500 in damage. Paul's insurance company now considers his house: - Answer- A Loss Which of the followin ... g best describes a "risk," according to the insurance definition? - Answer- A potential for financial loss A lion at a zoo escaped when a zoo employee failed to follow protocol. The lion injured a zoo patron. In court, the injured patron's lawyer could invoke the doctrine of: - Answer- Res Ipsa Loquitur. Which of the following best defines the doctrine of Res Ipsa Loquitur? - Answer- The circumstances of the injury make it obvious that the defendant is negligent; no proof is needed. Nina's home is located in a high crime neighborhood. One day, she comes home from work to find that her garage door had been spray-painted with graffiti. Nina's insurer would consider the act of vandalism to Nina's garage a: - Answer- Peril An economic device used to protect against the risk of realizing unforeseen and extraordinary financial loss is called: - Answer- A Peril [Show More]
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