AHIP 2022 Exam Practice ( with complete solution)Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent health
and will have considerable income when she retires.
She is concerned that her inc
...
AHIP 2022 Exam Practice ( with complete solution)Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent health
and will have considerable income when she retires.
She is concerned that her income will make it impossible for her to qualify for Medicare.
What could you tell her to address her concern? - ✔✔Medicare is a program for people
age 65 or older and those under age 65 with certain disabilities, end stage renal disease
or Lou Gehrig's disease, so she will be eligible for Medicare.
Mr. Schmidt would like to plan for retirement and has asked you what is covered under
Original Fee-for-Service (FFS) Medicare? What could you tell him? - ✔✔Part A, which
covers hospital, skilled nursing facility, hospice and home health services and Part B,
which covers professional services such as those provided by a doctor are covered
under Original Medicare.
Mr. Hernandez is concerned that if he signs up for a Medicare Advantage plan, the
health plan may, at some time in the future, reduce his benefits below what is available
in Original Medicare. What should you tell him about his concern? - ✔✔Medicare health
plans must cover all benefits available under Medicare Part A and Part B. Many also
cover Part D prescription drugs.
Mrs. Raskin is a widow who will attain aged 65 and enroll in Medicare in just a few
weeks. She concerned about having prescription drug coverage. Which of the following
statements provides the best advice? - ✔✔Prescription drug coverage can be obtained
by enrolling in a Medicare Advantage plan that includes Part D coverage.
Mrs. Willard wants to know generally how the benefits under Original Medicare might
compare to the benefit package of a Medicare Health Plan before she starts looking at
specific plans. What could you tell her? - ✔✔Medicare Health Plans may offer extra
benefits that Original Medicare does not offer such as vision, hearing, and dental
services and must include a maximum out-of-pocket limit on Part A and Part B services.
Mr. Meoni's wife has a Medicare Advantage plan, but he wants to understand what
coverage Medicare Supplemental Insurance provides since his health care needs are
different from his wife's needs. What could you tell Mr.Meoni? - ✔✔Medicare
Supplemental Insurance would help cover his Part A and Part B cost sharing in Original
Fee-for-Service (FFS) Medicare as well as possibly some services that Medicare does
not cover.
Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been employed full
time, and paid taxes during that entire period. She is concerned that she will not qualify
for coverage under part A because she was not born in the United States. What should
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