Business  >  EXAM  >  GA Claims Adjuster Licensing Exam | 129 questions with complete solutions (All)

GA Claims Adjuster Licensing Exam | 129 questions with complete solutions

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What coverage does Community Eligibility apply to? Correct Answer: Flood insurance through FEMA What's the difference between Emergency Program and Regular Program in the National Flood Insurance ... Program? Correct Answer: Emergency applies to homes in communities that are a normally not a flood hazard. Regular programs are awarded to an entire community that is eligible due to flood hazard. What is the flood coverage on a regular program in a 1-4 Family Dwelling? Correct Answer: $250,000 On what policy can you add the Flood Program endorsement? Correct Answer: None! It has its own policy through the Federal Government. Difference in Conditions (DIC) Insurance Correct Answer: A separate insurance policy that provides open-perils coverage to fill in the gaps left by flood coverage if a home is worth over $250K. Coverage is produced through Excess/Surplus Lines. What is the waiting period on NFIP coverage? Correct Answer: 30 days after policy purchase What is the coverage change waiting period for the NFIP? Correct Answer: 5 days Give examples of the flood peril Correct Answer: - an overflow of inland or tidal waters - unusual or rapid accumulation or runoff of surface waters -Mudflow or Mudslide - Collapse of land along the shore of a lake as a result of erosion What kinds of things does flood insurance cover? Correct Answer: Your house and your things (dwelling and personal property). No indirect charges. Dwelling coverage extension for flood insurance covers what? How much is it? Correct Answer: Structures not attached to dwelling (O.S. or [Show More]

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