CS6603 Homework project #5 Step 1 Dataset selected Step 2 Dataset: Taiwan credit dataset Number of observations:30000 Number of variables:24 Dependent variables: Y (default pay... ment next month) Variables associated with legally protected class: 2 (Sex and Age) Age: Age Discrimination in Employment Act Sex: Equal Pay Act Step 3 Outcome variable: Creditworthiness and Y (default payment next month) Formula used score members creditworthiness: (1+BILL_AMT1+BILL_AMT2+BILL_AMT3)/LIMIT_BAL+90*(1/(3+0.5*PAY_0+0.3*PAY_2+0.2*P AY_3)) Protected class: Gender Underprivileged group: Female Privileged group: Male Step 4 Threshold value: 39 Profit: 31472 [Show More]
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