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WebCE Questions and Answers Rated A+ with Latest Updates On what basis are benefits payable under a long-term care insurance policy typically triggered? A) the diagnosis of an acute medical condi... tion B) the number and types of medications prescribed C) the inability to perform of medications prescribed D) all of the above ✔Ans✔ C) The inability to perform defined ADLs The inability to perform defined ADLs. Benefits payable under a long-term care policy are typically based on (or "triggered" by) the inability to perform a certain number of activities of daily living (ADLs) as specified in the policy. Another common benefit trigger is cognitive impairment. What is a primary goal of long-term care? A) to maintain functionality B) to find a permanent cure for the affliction C) to prolong life D) to prevent the spread of disease ✔Ans✔ A) to maintain functionality Long-term care is chronic care with the aim of management and control of symptoms and maintenance of function. Long-term care occurs only in nursing facilities. A) True B) False ✔Ans✔ B) False Long-term care can occur in a variety of places, including in an individual's home, at community sites and centers, and in care facilities. Which of the following most precisely defines the fundamentals of self-care and the basic tasks of everyday life? A) instrumental activities of daily living B) activities of daily living C) self-awareness D) mental activity ✔Ans✔ B) Activities of daily living Activities of daily living are the fundamentals of self-care. They are the basic tasks of everyday life, which include eating, bathing, dressing, toileting, and transferring. Instrumental activities are those that are associated with interacting with one's community or home. Which level of care has as its chief characteristic assistance with ADLs? A) Custodial B) Intermediate C) Skilled D) Managed ✔Ans✔ A) Custodial The primary characteristic of which is to provide assistance with the activities of daily living, helps meet personal rather than medical needs. [Show More]

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