CCJ 4644 quizzes 7-11 white collar crime final exam | Florida International University - Quiz bank 2025/2026.

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Question 1 • 3.125 out of 3.125 points Federal authorities have agreed that ________ was a major contributing factor to the savings and loan implosion. fraud and insider abuse careless i... nvestment practices the downturn in the economy fraud and insider abuse regulation practices 1. Question 2 • 3.125 out of 3.125 points Insider thrift frauds took all of the following forms EXCEPT: borrowing up desperation dealing borrowing up covering up collective embezzlement 1. Question 3 • 0 out of 3.125 points Reinsurance is a legitimate business practice in the insurance industry. It becomes a problem when: insurance companies do not spread possible losses adequately insurance companies fail to adequately diversify its investments insurance companies do not spread possible losses adequately reinsurers are undercapitalized insurance companies use reinsurers that are located outside the United States 1. Question 4 • 3.125 out of 3.125 points The Keating Five were: United States Senators the five institutions controlled by Keating Keating and his four relatives who looted Lincoln Savings and Loan five regulators bribed by Keating United States Senators 1. Question 5 • 0 out of 3.125 points The insurance industry is largely regulated by: the Federal government the Federal government Interstate Commerce Commission individual states Federal Trade Commission 1. Question 6 • 3.125 out of 3.125 points The primary investment vehicle for First Pension was: non-existent mortgages penny stocks non-existent mortgages deal stocks junk bonds 1. Question 7 • 0 out of 3.125 points Deviance in the savings and loan industry is an example of the organization being both ________ and ________. corrupt; gullible innocent; guilty corrupt; gullible victim; perpetrator overregulated; under-regulated 1. Question 8 • 0 out of 3.125 points Alan Teale and his far flung group of companies took advantage of the public in all of the following ways EXCEPT: disability plans for professional athletes avoided the reinsurance scam disability plans for professional athletes liability policies for high school athletes securing claims with treasury notes secured by the Sovereign Cherokee Nation Tejas 1. Question 9 • 3.125 out of 3.125 points Though thrift failures occurred nationwide, what two states accounted for the preponderance of the worst thrift frauds? California and Texas Oklahoma and Texas Florida and California New York and California California and Texas 1. Question 10 • 3.125 out of 3.125 points Regulator reaction to insurance scams can be very slow. In the case of Martin Bramson and his fake malpractice insurance policies for doctors, an insider had tipped regulators ________ before action was taken. 10 years 15 years 10 months 10 years 5 years 1. Question 11 • 0 out of 3.125 points Fake countries used to cheat the public and confuse regulators have actually been created ________. on a sandbar on rocks in the ocean out of thin air uninhabited islands on a sandbar 1. Question 12 • 0 out of 3.125 points Which of the following is NOT true about the crimes identified in the whirlwind tour of financial crimes? none involved insurance companies most involved million dollar losses in all the cases individuals received prison sentences most of those convicted were mid-level managers none involved insurance companies 1. Question 13 • 3.125 out of 3.125 points When it comes to the insurance industry, the public is in the most danger from: unscrupulous insurance companies customers who make false claims states failure to pay claims out of its guaranty fund unscrupulous insurance companies states who let insurers raise premiums 1. Question 14 • 0 out of 3.125 points Unscrupulous insurance companies can also cheat the public by claiming to have assets they don't have or assets that are worth more than they really are. The reason companies do this is: to conceal diversion of premiums to obscure money received from illegal activities to conceal diversion of premiums to meet capitalization requirements to lure investors 1. Question 15 • 3.125 out of 3.125 points An example of premium diversion would be: using premiums to pay excessive salaries to executives using premiums to pay excessive salaries to executives using premiums pay operating costs using premiums collected to pay claims failure to pay legitimate claims 1. Question 16 • 3.125 out of 3.125 points First Pension went so far as to ________ to fool an employee who questioned company investments. hire an actress to impersonate an auditor hire an actress to impersonate an auditor recruit investors to lie to regulators present false trust deeds to auditors produce fake company records showing the profitability of the investments 1. Question 17 • 3.125 out of 3.125 points During the Kennedy administration the IRS was encouraged to target which group? right wing extremists right wing extremists black activists left wing peaceniks communists 1. Question 18 • 3.125 out of 3.125 points "Little corruption" is: bribery and individual malfeasance bribery and individual malfeasance localized corruption normalized governmental deviance international corruption not affecting the United States 1. Question 19 • 3.125 out of 3.125 points What happened to President Nixon? retired in luxury sentenced to probation retired in luxury died in office tried and convicted of impeachment charges by the Senate 1. Question 20 • 3.125 out of 3.125 points A spokesperson for the Army scientific division argued that its experiments were no more dangerous than an urban bus ride and demonstrated the Army's ________ for humanity. contempt concern ambivalence toward contempt ignorance of pain 1. Question 21 • 3.125 out of 3.125 points Tactics employed by the Nixon administration resembled those found in a police state. Nixon attempted to justify them based on: national security defense against a militant left existence of widespread corruption in government threat of communism national security 1. Question 22 • 0 out of 3.125 points In conducting mind control experiments all of the following drugs or methods were employed EXCEPT: use of soldiers addicted to pain killers date rape drugs such as GHB use of soldiers addicted to pain killers shock treatment LSD 1. Question 23 • 3.125 out of 3.125 points Radiation exposure experiments included all of the following groups EXCEPT: employees of the Defense Department mentally retarded children at state schools workers at nuclear plants corpses of dead children in Chicago employees of the Defense Department 1. Question 24 • 3.125 out of 3.125 points "Big corruption" is: normalized governmental deviance normalized governmental deviance international corruption not affecting the United States localized corruption bribery and individual malfeasance 1. Question 25 • 0 out of 3.125 points The United States was founded on the sanctity of self-determination, but if activities of the CIA are any indication, the privilege of self-determination is denied to other countries. The CIA has been involved in all of the following EXCEPT: a pivotal role in Indonesian revolution that killed 500,000 a pivotal role in Indonesian revolution that killed 500,000 a coup that restored the Shah to power in Iran an election of Vincente Fox as president of Mexico an overthrow of the government in Ecuador 1. Question 26 • 0 out of 3.125 points FBI surveillance targets included all of the following EXCEPT: Helen Keller Helen Keller Justice Felix Frankfurter Attorney General Robert Kennedy Chicago Mayor Richard Daley 1. Question 27 • 3.125 out of 3.125 points In 1993, it was disclosed that the government had injected 18 civilians who may or may not have known of the risks with: radioactive plutonium Hepatitis B radioactive plutonium Avian flu heroin 1. Question 28 • 0 out of 3.125 points In the Tuskegee Study, study subjects failed to receive treatment for: AIDS AIDS heart disease cancer syphilis 1. Question 29 • 0 out of 3.125 points It is estimated that ________ have been sterilized under statutes permitting the procedure. 40,000 5000 20,000 40,000 63,000 1. Question 30 • 0 out of 3.125 points Not only did certain individuals in the United States government funnel money to the Contras, but "third country" strategy had foreign countries like Saudi Arabia being encouraged to supply aid. The Saudi contribution exceeded $30 million. Why did Saudi Arabia contribute this money to the Contras? to facilitate trade relations with Iran to help foreign relations with Israel to cement diplomatic relations with the Contras and their country to curry personal favor with the American president to facilitate trade relations with Iran 1. Question 31 • 3.125 out of 3.125 points Subjects for government medical studies included all of the following EXCEPT: juvenile delinquents addicts juvenile delinquents prostitutes petty criminals 1. Question 32 • 3.125 out of 3.125 points Nixon and his cohorts engaged in all of the following EXCEPT: threatened candidate family members hired people to disrupt the National Democratic Convention leaked false stories to the press forged letters from prominent Democrats threatened candidate family members Question 1 • 2.5 out of 2.5 points Which of the following would be representative of "little corruption": bribery or corruption by individuals trivial less costly deviance bribery or corruption by individuals corruption with no national implications organizational deviance 1. Question 2 • 2.5 out of 2.5 points Working in close proximity to illegal activities and an abundance of illicit profits represents a ________ explanation of police misconduct. structural opportunity structural opportunity organization deviance lack of organizational controls structural choice 1. Question 3 • 2.5 out of 2.5 points Operation Greylord, which targeted judicial wrongdoing, took place in what city? Chicago New York Chicago Houston Los Angeles 1. Question 4 • 0 out of 2.5 points Representative Daniel Flood of Pennsylvania flooded his home district with federal funds and numerous public institutions carried his name. He took money from businessmen to do all of the following EXCEPT: to direct government family planning funds to contribute campaign funds to a personal charity to persuade Treasury Department to approve a merger to enable religious school to get millions in federal grants to direct government family planning funds 1. Question 5 • 2.5 out of 2.5 points "Little corruption" in the highest level of federal executive office has been: rare rare occurring at regular intervals persistent non-existent 1. Question 6 • 2.5 out of 2.5 points A gift becomes a bribe when: there is a quid pro quo it is requested there is a quid pro quo the amount exceeds the salary of the elected official it is freely given 1. Question 7 • 2.5 out of 2.5 points Which of the following activities would NOT constitute payroll fraud? Hillary Rodham Clinton hired to advise a congressional committee Hillary Rodham Clinton hired to advise a congressional committee elected official household staff put on congressional payroll staff required to pay portion of salary to elected official surplus pay raise for congressional staff used to pay for personal expenses 1. Question 8 • 2.5 out of 2.5 points Which of the following would be associated with meat eaters? aggressive corruption aggressive corruption graft looking the other way trying to help 1. Question 9 • 2.5 out of 2.5 points Graft cases have been prosecuted in ________ American cities. most major most major few major many small few small 1. Question 10 • 0 out of 2.5 points The ABSCAM operation was criticized because: the criminal informant was left holding the bag by the government, literally the amount of money involved was miniscule it was not targeted at wrongdoing that was already occurring a lot of money was spent but there were no convictions for serious felonies the criminal informant was left holding the bag by the government, literally 1. Question 11 • 2.5 out of 2.5 points PAC stands for: political action committee politicians and contributions polls and campaigns politics and change political action committee 1. Question 12 • 2.5 out of 2.5 points Which one of the following could be part of a shakedown? money for not making an arrest arresting a business rival planting evidence money for not making an arrest a lying eyewitness 1. Question 13 • 2.5 out of 2.5 points Corruption has been attributed to all of the following EXCEPT: under-representation of the disadvantaged flaws in bureaucratic organization ambivalence toward norms under-representation of the disadvantaged elites denied direct influence on policy 1. Question 14 • 0 out of 2.5 points Congressional incumbents and electoral challengers have come to rely increasingly on ________ to run for office. public financing wealthy relatives and personal friends public financing personal wealth special interests 1. Question 15 • 2.5 out of 2.5 points Prosecutions of corrupt federal legislators have been divided into three categories. They include all of the following EXCEPT: theft violations of election laws payroll fraud bribery theft 1. Question 16 • 2.5 out of 2.5 points Paisley and others committed all of the following EXCEPT: argued for more lenient treatment of government contractors who tried to cheat the government had a financial interest in a sub-contractor selected by the Navy gave bid information to favored vendor argued for more lenient treatment of government contractors who tried to cheat the government altered requirements to suit favored vendor 1. Question 17 • 2.5 out of 2.5 points Which one of the following would NOT be an example of police corruption? theft from police supervisor's bank account kickbacks embezzlement bribery theft from police supervisor's bank account 1. Question 18 • 2.5 out of 2.5 points One of James Madison's solutions to counter tyranny of the majority was to break up power horizontally and vertically as evidenced by Federalist 51 and Federalist 10 and the United States Constitution. What effect does Madison's solution have on political corruption? provides more opportunities reduces it because money supply is more limited provides more opportunities provides more opportunities to get caught reduces it because lower level bureaucrats do not have the opportunity or information to commit wrongdoing 1. Question 19 • 2.5 out of 2.5 points Federal District Judge Alcee Hastings was impeached and removed from office after: he was acquitted of conspiracy to commit bribery he denounced a Washington lawyer for accepting a bribe he was acquitted of conspiracy to commit bribery he was convicted of conspiracy to commit bribery he was investigated for bribery but never indicted 1. Question 20 • 2.5 out of 2.5 points The eight-year-four-month sentence given to arch conservative Duke Cunningham was ironic because: he had argued for tougher sentences he had argued for lighter sentences for particular offenses only James Traficant's sentence was longer he had sponsored legislation to improve prison conditions he had argued for tougher sentences 1. Question 21 • 2.5 out of 2.5 points Which of the following is an example of public corruption? unskilled relative hired as policy analyst sexual relations with an intern in the Oval Office unskilled relative hired as policy analyst use of a prostitute drug use 1. Question 22 • 0 out of 2.5 points An unnamed congressman, after receiving a $10,000 check from an organization, did what? voted for a regulation requiring disclosure of defects in automobiles voted for a regulation requiring disclosure of defects in automobiles voted against a regulation requiring disclosure of automobile defects voted the wishes of his constituency-the people from his district made his decision based on party affiliation 1. Question 23 • 2.5 out of 2.5 points A former police officer once observed that police officers are the greatest ________ in the world. moochers moochers deadbeats thieves criminals 1. Question 24 • 2.5 out of 2.5 points All of the following lead to an "us versus them" mentality on the part of officers EXCEPT: large amount of time officers spend with civilian public risk-taking personality large amount of time officers spend with civilian public isolation of officers feeling invulnerable 1. Question 25 • 0 out of 2.5 points What famous orator threatened to withdraw his legislative services if the bank did not refresh his retainer? William Jennings Bryan Daniel Webster Abraham Lincoln William Jennings Bryan Theodore Roosevelt 1. Question 26 • 2.5 out of 2.5 points Which one of the following would be part of a kickback scheme? taking money for arranging contract with the city turning in all but $2,000 from money confiscated at drug seller's house putting a relative on the payroll taking money from police retirement fund taking money for arranging contract with the city 1. Question 27 • 2.5 out of 2.5 points After numerous tries, the government finally convicted Governor Edwin Edwards of Louisiana based on testimony from: the owner of a professional football team the owner of a professional football team his right hand man a flunky who worked for Edwards his banker 1. Question 28 • 0 out of 2.5 points More often than not running afoul of what federal agency puts elected officials on the fast track for prosecution? Federal Election Commission Internal Revenue Service Securities and Exchange Commission Federal Election Commission Central Intelligence Agency 1. Question 29 • 2.5 out of 2.5 points Judges accused of wrongdoing have manipulated cases involving all of the following EXCEPT: rape corporate deal-making drunk driving rape murder 1. Question 30 • 2.5 out of 2.5 points In Washington, D.C., what now rivals or exceeds power as the preeminent goal? money political aspirations fame money political connections 1. Question 31 • 2.5 out of 2.5 points Attempts to legislate morality have made it easier for officers to rationalize bribery and wrongdoing in connection with ________ crimes. victimless federal victimless street white-collar 1. Question 32 • 0 out of 2.5 points In response to the "few bad apples" explanation for police corruption, the text notes that if "only" three percent of the New York Police Department were corrupt that would be ________ officers: 100 100 300 500 900 1. Question 33 • 0 out of 2.5 points PAC money is: soft money unregulated soft money unrestricted hard money 1. Question 34 • 0 out of 2.5 points Gulf Oil Corporation maintained a multimillion dollar secret fund used to make illegal campaign contributions. It appeared the Gulf thought the ________ was for sale. [None Given] the Supreme Court United States House of Representatives United States Senate the office of the President of the United States 1. Question 35 • 0 out of 2.5 points Which of the following would be associated with grass eaters? [None Given] trying to help graft looking the other way aggressive corruption 1. Question 36 • 0 out of 2.5 points Inspectors in the Department of Agriculture have done all of the following EXCEPT: [None Given] allowed adulterated food into the country failed to condemn beef infected with e-coli bacteria ignored a shipment infested with insects misgraded grain 1. Question 37 • 0 out of 2.5 points Governor Fife Symington, before he was indicted for defrauding creditors in connection with a savings and loan, was the chief executive for what law and order state? [None Given] Arizona Colorado Pennsylvania Texas 1. Question 38 • 0 out of 2.5 points The worst scandal in a scandal-ridden city occurred in the ________ of New York City. [None Given] Parking Violations Bureau Housing Authority Taxi and Limousine Commission Health and Hospitals Corporation 1. Question 39 • 0 out of 2.5 points Soft money is: [None Given] untraceable unrestricted undocumented restricted 1. Question 40 • 0 out of 2.5 points Melvyn Paisley was an Assistant Secretary of the Navy for six years and was in charge of: [None Given] investigations vendor service product research procurement Question 1 • 2.5 out of 2.5 points Medicare is an easy mark for fraudulent equipment sales because: failure to account for the legitimacy of suppliers failure to account for the legitimacy of suppliers no check is made on patient eligibility no check is made on the qualifications of doctors no verification of patient conditions 1. Question 2 • 2.5 out of 2.5 points One investigator states that catching people who defraud Medicaid is like catching fish that jump into the boat. Why would he say this? only the stupid and reckless get caught only those who treat the most patients get caught only repeat offenders get caught only those who make the most money get caught only the stupid and reckless get caught 1. Question 3 • 2.5 out of 2.5 points Some experts estimate that health care fraud costs taxpayers and insurers ________ billion a year. $80 $100 $20 $80 $50 1. Question 4 • 2.5 out of 2.5 points What item that millions use every day makes it easier to catch psychiatrists in wrongdoing? watch calendar calculator tape recorder watch 1. Question 5 • 2.5 out of 2.5 points Psychiatrists represent what percentage of all doctors? 8 2 8 15 20 1. Question 6 • 0 out of 2.5 points Dr. Olga Romani was involved in all of the following EXCEPT: acne patient disfigured acne patient disfigured billings for 165 visits for a patient she had never seen murder of her partner refused to treat patient for diaper rash 1. Question 7 • 2.5 out of 2.5 points Psychiatrists represent what percentage of all doctors suspended from Medicaid for fraudulent practices? 20 10 25 30 20 1. Question 8 • 2.5 out of 2.5 points ________ treatment accounts for one-fourth of all home infusion services, providing lots of opportunity for the bad guys. AIDS Emphysema AIDS Cancer Kidney disease 1. Question 9 • 2.5 out of 2.5 points Boiler rooms with slick telemarketers offered full physicals for little or no fee. This free diagnostic service turned out to be very costly because: information was used to file claims against insurance companies and government insurance information was used to file claims against insurance companies and government insurance patients were pushed to take out loans to cover services patients' credit card information was obtained and card companies were billed patients were required to furnish bank information and electronic checks were processed by financial institutions 1. Question 10 • 2.5 out of 2.5 points The phrase "cartel type frauds" used in connection with health care are frauds perpetrated by: criminal organizations passing patients from doctor to doctor foreigners a single central provider with thousands of patients criminal organizations 1. Question 11 • 2.5 out of 2.5 points Bounty hunters in the medical fraud area are: people who collect a fee for patient referral people who use strong arm tactics to collect bills that aren't owed doctors who receive a fee for a particular diagnosis facilities that specialize in the patients who are most seriously ill people who collect a fee for patient referral 1. Question 12 • 2.5 out of 2.5 points An anesthesiologist who's patient died during surgery when he fell asleep had been reported ________ times by colleagues for dozing during surgery. 6 8 6 1 3 1. Question 13 • 2.5 out of 2.5 points Cost-shifting is: hospital room charges are reasonable but other charges are very high services that are designated so that maximum fees can be charged services that never happened hospital room charges are reasonable but other charges are very high a procedure where one service is divided into many services and billed accordingly 1. Question 14 • 2.5 out of 2.5 points What techniques do nursing homes use to keep patients cooperative? psychotropic substances alcohol brain surgery psychotropic substances shock treatments 1. Question 15 • 2.5 out of 2.5 points Excessive billing can take several forms. What are waivers? patient paying directly for services such as calls, refills, and conferences that Medicare considers covered contracts for services that exceed Medicare limits patients giving up the right to question fees patient paying directly for services such as calls, refills, and conferences that Medicare considers covered upfront fees for services covered by Medicare supplemental policies 1. Question 16 • 2.5 out of 2.5 points Home care is a burgeoning business for scam artists. A company called Professional Care was paid for all of the following EXCEPT: care for non-existent patients work done by non-existent workers care for non-existent patients more hours than those provided services done by untrained workers 1. Question 17 • 2.5 out of 2.5 points The case of Dr. Jose Manaya was described by shocking the judge who sentenced him. He performed unnecessary ________ on patients. cataract surgery dialysis appendectomies cataract surgery gallbladder surgery 1. Question 18 • 2.5 out of 2.5 points Certain public mental health facilities often face accusations of: neglect improper treatment sexual abuse neglect criminal assault 1. Question 19 • 2.5 out of 2.5 points Upcoding is: services are designated so that maximum fees can be charged hospital room charges that are reasonable but other charges are very high a procedure where one service is divided into many services and billed accordingly services that never happened services are designated so that maximum fees can be charged 1. Question 20 • 2.5 out of 2.5 points Ghost services are: services that never happened services designated so that maximum fees can be charged procedures where one service is divided into many services and billed accordingly services that never happened hospital room charges that are reasonable but other charges are very high 1. Question 21 • 2.5 out of 2.5 points Abuses in Medicaid may be worse than those in Medicare because: characteristics of its service group it is a larger program it serves more patients it covers more services characteristics of its service group 1. Question 22 • 2.5 out of 2.5 points What percent of doctors barred by the Medicare program are not penalized at all by state medical boards? 30 20 25 50 30 1. Question 23 • 2.5 out of 2.5 points In some instances the equipment is not only nonessential, but is also: overpriced outdated defective harmful overpriced 1. Question 24 • 2.5 out of 2.5 points Health Maintenance Organizations (HMOs) are the new model for providing medical care. Criticisms of HMOs include all of the following EXCEPT: multiple trips to many specialists big salaries for administrators over emphasis on profit instead of care multiple trips to many specialists negligent under-treatment 1. Question 25 • 2.5 out of 2.5 points Physicians are not the only ones involved in Medicaid fraud. Investigators have recently been looking into services offered by: pediatric dentists chiropractors physical therapists massage therapists pediatric dentists 1. Question 26 • 2.5 out of 2.5 points Some argue that nursing home abuse occurs for all of the following reasons EXCEPT: unreasonable expectations of family members the vulnerability of its patients unreasonable expectations of family members institutions are run for profit low pay for workers 1. Question 27 • 2.5 out of 2.5 points What Houston school personnel have been offered rewards to refer troubled students? counselors assistant principals teachers counselors nurses 1. Question 28 • 2.5 out of 2.5 points Excessive billing can take several forms. What are retainers? upfront fees for services covered by Medicare supplemental policies patient paying directly for services such as calls, refills, and conferences that Medicare considers covered contracts for services that exceed Medicare limits upfront fees for services covered by Medicare supplemental policies patients giving up the right to question fees 1. Question 29 • 0 out of 2.5 points Cecil Jacobson who operated a fertility clinic hurt patients by: using his own sperm for fertilization without patient knowledge using his own sperm for fertilization without patient knowledge using hormones to convince women they were pregnant when they were not both A and B neither A or B 1. Question 30 • 0 out of 2.5 points The ripple effects of false medical diagnoses to get money include: people denied jobs negative credit history created people denied jobs person unable to get life insurance people were not able to get bonding necessary for particular jobs 1. Question 31 • 2.5 out of 2.5 points The term "self referral" stands for the practice of: doctor selection of specialists and services based on financial connections doctor selection of specialists and services based on financial connections HMO selection of specialists and services based on providers in a network insurance company selection of specialists and services based on low cost patient selection of specialists and services based on recommendations from friends 1. Question 32 • 2.5 out of 2.5 points Unbundling is: a procedure where one service is divided into many services and billed accordingly services that are designated so that maximum fees can be charged a procedure where one service is divided into many services and billed accordingly hospital room charges are reasonable but other charges are very high services that never happened 1. Question 33 • 2.5 out of 2.5 points Excessive billing can take several forms. What is overcharging? contracts for services that exceed Medicare limits patients giving up the right to question fees patient paying directly for services such as calls, refills, and conferences that Medicare considers covered upfront fees for services covered by Medicare supplemental policies contracts for services that exceed Medicare limits 1. Question 34 • 2.5 out of 2.5 points Which of the following activities could constitute research fraud? adjusting findings to support grant application adjusting findings to support grant application using animals to test harmful drugs not reporting findings taking grant money for questionable biological research 1. Question 35 • 2.5 out of 2.5 points Prominent universities and institutions have also been involved in Medicare/Medicaid fraud and abuse. Their activities include all of the following EXCEPT: not following guidelines and under-pricing services $10 million in false Medicare claims unnecessary lab tests charging $18 separately for blood tests, private insurers paid 65 cents not following guidelines and under-pricing services 1. Question 36 • 2.5 out of 2.5 points Doctors referring patients to labs and other institutions in which they have a part ownership is problematic for all the following reasons EXCEPT: failure to make referral if no benefit to doctor conflict of interest higher prices failure to make referral if no benefit to doctor unnecessary referrals 1. Question 37 • 2.5 out of 2.5 points Doctors at a clinic at the University of California-Irvine abused fertility patients in all the following ways EXCEPT: terminating pregnancies without patient consent terminating pregnancies without patient consent used unapproved fertility drugs performed research on patients without their consent stole eggs and used them on other patients 1. Question 38 • 2.5 out of 2.5 points Patient referral firms known as headhunters go so far as to infiltrate: AA meetings psychiatrist group therapy sessions college discussion groups AA meetings chat rooms 1. Question 39 • 2.5 out of 2.5 points American dialysis patients are how many times more likely to die in a given year as those in Western Europe or Japan? 2 5 4 2 3 1. Question 40 • 0 out of 2.5 points Equipment sales frauds work for all of the following reasons EXCEPT: patients pressure doctors to sign forms doctor signatures forged Medicare does not review doctor's credentials patients pressure doctors to sign forms corrupt doctors Question 1 • 2 out of 2 points Which one of the following is unlikely to be classed as a computer crime? public intoxication phony tax returns public intoxication blowing up toilets pedophilia 1. Question 2 • 2 out of 2 points The motivation for the Masters of Destruction was: competition competition money a challenge curiosity 1. Question 3 • 2 out of 2 points Crackers break which of the following? copy protection codes government security codes copy protection codes password codes access codes 1. Question 4 • 2 out of 2 points Mafiaboy activities affected all of the following EXCEPT: Yahoo.com e-bay Buy.com Yahoo.com Amazon.com 1. Question 5 • 2 out of 2 points Toll fraud is: avoiding phone charges avoiding a fee to use a road avoiding phone charges avoiding cable television fees avoiding internet service fees 1. Question 6 • 2 out of 2 points Stealth programs: hide from virus protection programs hide from virus protection programs are triggered at some point in the future infect the host computer multiply 1. Question 7 • 2 out of 2 points So-called first generation phone "phreaks" used their talents to do all of the following EXCEPT: steal from checking accounts make free calls spy on the government listen to jail/prison guard conversations steal from checking accounts 1. Question 8 • 2 out of 2 points Computer crimes may have begun with the use of the blue box. The blue box involved which instrument? phones phones radios televisions stereos 1. Question 9 • 2 out of 2 points The virus that overwrites the system, and data files and downloads a password thieving program, destroys files and is sent to everyone on the contact list was called: Love Letter Da Vinci Jerusalem Melissa Love Letter 1. Question 10 • 2 out of 2 points Mafiaboy got caught because he: bragged to friends was traced through e-mails was investigated through IPOs tracked through AOL.com bragged to friends 1. Question 11 • 0 out of 2 points International cooperation in regard to stealing software has faltered because of all of the following, EXCEPT: countries that don't produce a product are slow to protect it countries that don't produce a product are slow to protect it other countries have no copyright protection minimal economic impact the product is primarily American 1. Question 12 • 2 out of 2 points Sniffer programs: look for passwords allow reentry at will look for passwords insert advertisements attack specific programs 1. Question 13 • 2 out of 2 points According to Cressey, embezzlers go through a process that includes all of the following EXCEPT: remorse opportunity secret financial problem remorse rationalizing 1. Question 14 • 2 out of 2 points According to the text, the broad but somewhat more specific definition of computer crime can be described as: destruction, theft, unauthorized or illegal use, modification or copying of information, programs, services, equipment or communication networks destruction, theft, unauthorized or illegal use, modification or copying of information, programs, services, equipment or communication networks a crime that could not be committed without a computer those crimes using a computer to accomplish its ends computer or its periphery used as a weapon 1. Question 15 • 2 out of 2 points Which one of the following steals access codes at airports? shoulder surfers phreaks call-sell operators shadow operators shoulder surfers 1. Question 16 • 0 out of 2 points A less formal definition of computer crime would be: a crime that could not be committed without a computer computer or its periphery used as a weapon destruction, theft, unauthorized or illegal use, modification or copying of information, programs, services, equipment or communication networks a crime that could not be committed without a computer those crimes using a computer to accomplish its ends 1. Question 17 • 2 out of 2 points The dark figure of crime is crime that is ________. unreported not felt yet unreported unexplained unseen 1. Question 18 • 2 out of 2 points Cookbook hackers have which of the following qualities? coasting along looking for doors to open breaking in is the goal goal is fun not profit coasting along looking for doors to open goal is to do the most damage 1. Question 19 • 2 out of 2 points Reasons for the Nigerian scam include all of the following EXCEPT: it is an oil rich country and has a healthy economy it has a well-educated populous it is an oil rich country and has a healthy economy it uses English as a first language it is a well-populated country 1. Question 20 • 2 out of 2 points The fastest spreading virus is a variation of the ________ virus. Sober Love Bug Melissa Sober Blaster 1. Question 21 • 2 out of 2 points The Nigerian scam involved: ploy using deceptive e-mails and stories of sequestered funds contributions to overthrow Communist Nigerian government a fake charity for Nigerian refugees smuggling operation to get dissenters out of Nigeria ploy using deceptive e-mails and stories of sequestered funds 1. Question 22 • 2 out of 2 points Even 15 years ago, toll fraud cost approximately how much annually? $2 billion $1 billion $2 billion $4 billion $3 billion 1. Question 23 • 2 out of 2 points The average bank robbery nets approximately: $3,200 $1,200 $3,200 $5,400 $2,100 1. Question 24 • 2 out of 2 points A simple but effective form of electronic bank robbery used: deposit slips checks debit cards bank credit cards deposit slips 1. Question 25 • 2 out of 2 points The magnitude of Mafiaboy damage was estimated to exceed at least: $1 billion $1 billion $100 million $10 million $500 million 1. Question 26 • 2 out of 2 points An unauthorized program planted on a computer is known as: Trojan Horse Trojan Horse Achilles Heel Sword of Damocles Cyclops eye 1. Question 27 • 2 out of 2 points The average computer crime nets: $500,000 $750,000 $500,000 $100,000 $1 million 1. Question 28 • 2 out of 2 points WAREZ sites encourage which of the following activities? copying of copyrighted programs violent acts contact with terrorist cells copying of copyrighted programs buying cheap foreign computers 1. Question 29 • 2 out of 2 points Michael Bloomberg was the subject of a computer crime. He was asked to pay a sum of money in return for being advised as to the perpetrator's methods that were used to invade his system. In street crime terms this would be: extortion extortion larceny threat embezzlement 1. Question 30 • 2 out of 2 points Computers can be used to commit all of the following kinds of espionage EXCEPT: social social international political industrial 1. Question 31 • 0 out of 2 points If you send out 30,000 e-mails and get only one response, but you get $40.00 per response and you send out a half a million e-mails, how much money can you make: $100,000 $750,000 $100,000 $1 million $250,000 1. Question 32 • 2 out of 2 points The easiest way into a computer is through the ________. front door search engine like Google front door back door e-mail attachment 1. Question 33 • 2 out of 2 points Computer crime has become increasingly: globalized globalized limited to the Western world regional distinctly American 1. Question 34 • 0 out of 2 points Hackers first targeted: the government the stock exchange the government schools banks 1. Question 35 • 2 out of 2 points Which one of the following crimes could not be classified as a computer crime? assault espionage scams assault sabotage 1. Question 36 • 0 out of 2 points Viruses: infect the host computer infect the host computer multiply are triggered at some point in the future hide from virus protection programs 1. Question 37 • 2 out of 2 points The General Accounting Office in 1996 said that hackers had targeted the Pentagon ________ times and gained entry 2 of every 3 times. 250,000 250,000 100,000 half a million a million 1. Question 38 • 0 out of 2 points In the Hack Back Worms case study the individuals involved in computer crime were the first to be: convicted without digital evidence prosecuted using wiretaps convicted without digital evidence prosecuted outside the United States enticed back to the United States 1. Question 39 • 0 out of 2 points Worms: multiply are triggered at some point in the future multiply infect the host computer hide from virus protection programs 1. Question 40 • 0 out of 2 points Playpen mentality hackers have which of the following qualities? goal is fun not profit goal is to do the most damage goal is fun not profit breaking in is the goal coasting along looking for doors to open 1. Question 41 • 2 out of 2 points According to the text, all of the following have been invaded to get credit and debit card information EXCEPT: Yahoo.com Western Union Yahoo.com America Online Egghead.com 1. Question 42 • 0 out of 2 points The most effective computer crimes are those perpetrated by: organized groups organized groups experts individuals relatives 1. Question 43 • 2 out of 2 points A denial of service attack: shuts down a Web site removes IDs from system shows an internet browser to be unavailable redirects internet inquiries shuts down a Web site 1. Question 44 • 2 out of 2 points The acronym EFT stands for: electronic funds transfer easy fun target ending fund target earned from trust electronic funds transfer 1. Question 45 • 2 out of 2 points The Masters of Destruction (MOD) corrupted the databases of all the following companies EXCEPT: Sprint ITT Sprint Pacific Bell Nynex 1. Question 46 • 2 out of 2 points Logic bombs: are triggered at some point in the future hide from virus protection programs infect the host computer are triggered at some point in the future multiply 1. Question 47 • 0 out of 2 points Hacking can include all of the following EXCEPT: using the telephone book to target doctors and searching their credit records bank employee checking credit history of bank customers using the telephone book to target doctors and searching their credit records checking TRW records for credit ratings tapping into local credit bureau records 1. Question 48 • 0 out of 2 points Only the ________ computer criminals are caught. boastful successful boastful small failed 1. Question 49 • 2 out of 2 points Mafiaboy turned out to be a(n) ________ Canadian. 15-year-old 25-year-old 12-year-old 15-year-old 18-year-old 1. Question 50 • 0 out of 2 points Malicious hacking, affecting national security, has affected all of the following EXCEPT: White House computers White House computers Pacific Fleet computers Congressional committee files Boeing Corporation Question 1 • 3.125 out of 3.125 points Economist Milton Friedman states that people are ________ guided by rational self interest in free markets. utility maximizers self-interested consumers utility maximizers do-gooders selfish citizens 1. Question 2 • 3.125 out of 3.125 points Wealth maximization theorists argue that white-collar criminals suffer collateral consequences that street criminals do not. Which one of the following consequences do white-collar criminals actually suffer? none none social stigmatization difficulty in securing jobs loss of wealth all of the above 1. Question 3 • 3.125 out of 3.125 points The shift of white-collar crime losses from the rich to others results in what kind of tax? regressive progressive graduated flat regressive 1. Question 4 • 3.125 out of 3.125 points In the world of high-stakes cheating in high-stakes testing, all of the following are tied to teachers and administrators providing a little extra help to test takers EXCEPT: enabling students to graduate accreditation enabling students to graduate bonuses jobs 1. Question 5 • 3.125 out of 3.125 points The authors of the text focus on the three basic levels of sociological analysis. These three levels include all of the following except: individuals societies institutions individuals organizations 1. Question 6 • 3.125 out of 3.125 points James W. Coleman argues that the source of white-collar crime is the culture of ________. competition concern complacency credibility competition 1. Question 7 • 3.125 out of 3.125 points The Republicans 1994 Contract with America may have had unintended consequences favorable to the commission of white-collar crime. The Contract provisions favorable to white-collar crime include all of the following EXCEPT: lawsuit awards for securities fraud easier to collect costly regulations involving the environment, consumer safety, worker safety to be eliminated lawsuit awards for securities fraud easier to collect capping of product liability rewards legislation proposed to downgrade Securities and Exchange watchdog function 1. Question 8 • 0 out of 3.125 points Diffusion of accountability is a common byproduct of fiscal irresponsibility. This results in higher interest rates and higher prices for goods and services-consumers pay more. The burden falls disproportionately on: it is evenly distributed the poor the upper class it is evenly distributed the middle class 1. Question 9 • 3.125 out of 3.125 points Gresham Sykes and David Matza posit that ________ techniques make it possible for white-collar criminals to annul guilt. neutralization discounting explanation neutralization substantiation 1. Question 10 • 3.125 out of 3.125 points Changes to federal law resulted in all individuals with deposits of less than ________ being reimbursed for losses in the savings and loan scandal. all losses were covered $100,000 $5,000 no losses were covered all losses were covered 1. Question 11 • 3.125 out of 3.125 points One of the five common techniques to annul guilt is denial of responsibility where: perpetrators claim that things happened because of factors over which they had no control perpetrators claim that those injured deserved what happened to them perpetrators claim that things happened because of factors over which they had no control perpetrators claim to be victims perpetrators claim to be trying to achieve a more important purpose perpetrators claim that there has been no direct suffering 1. Question 12 • 3.125 out of 3.125 points What major Wall Street firm continued to sell questionable securities to Orange County after warning of risks? Merrill Lynch Solomon Smith Barney Merrill Lynch Prudential Securities Charles Schwab 1. Question 13 • 3.125 out of 3.125 points Certain industries are distinguished by means and opportunities that are conducive to crime. These factors include all of the following EXCEPT: public attention on business activities of industry large amounts of money changing hands individual decision making public attention on business activities of industry absence of government regulation 1. Question 14 • 3.125 out of 3.125 points Conventional theories of crime have a tautological quality to them. Criminality is defined using the same terms as are used for causal factors. The term ________ might be substituted for tautological. circular inconsistent convenient unfamiliar circular 1. Question 15 • 3.125 out of 3.125 points One of the five common techniques to annul guilt is condemning the condemners where: perpetrators claim to be victims perpetrators claim to be victims perpetrators claim that those injured deserved what happened to them perpetrators claim that there has been no direct suffering perpetrators claim to be trying to achieve a more important purpose perpetrators claim that things happened because of factors over which they had no control 1. Question 16 • 3.125 out of 3.125 points Of the following the best example of a corporate crime would be: savings and loan frauds savings and loan frauds hot checks embezzlement theft from an ATM 1. Question 17 • 3.125 out of 3.125 points The General Accounting Office has estimated that nearly ________ percent of the $1 trillion spent by Americans on health care is lost to fraud and abuse. 10 5 10 20 1 1. Question 18 • 3.125 out of 3.125 points Losses attributable to white-collar crime are passed along to taxpayers and customers. This results in what segment of society paying the cost of white-collar crime? the middle class corporations the wealthy the poor the middle class 1. Question 19 • 0 out of 3.125 points Jamie Otis, a former senior director for Dynegy, turned down a plea bargain and because of the new sentencing guidelines for white-collar criminals the end result of his criminal case was: he received a much longer sentence he received a much longer sentence the guidelines had no effect he received a much lighter sentence the validity of guidelines was questioned 1. Question 20 • 3.125 out of 3.125 points Comparative leniency extended to white-collar criminals, in contrast to street criminals, can be explained by all of the following EXCEPT: victims' lives are not as affected difference in resources victims' lives are not as affected victims are either the government or large groups of individuals education and occupational prestige 1. Question 21 • 3.125 out of 3.125 points American Airlines CEO Carty lost his bonus and was forced to resign when ________ disclosed a proposal to raise salaries and pay enormous bonuses to select executives at a time when the company had lost billions and employees were asked to take pay cuts. media media government regulators politicians plaintiffs' lawyers 1. Question 22 • 3.125 out of 3.125 points When some individuals engage in white-collar crime, though they are breaking the law, they are often ________ cultural values. conforming to conforming to showing ambivalence toward rejecting demonstrating ignorance of 1. Question 23 • 0 out of 3.125 points The richest ________ percent of Americans now own more wealth than the bottom 95 percent. 5 5 1 10 20 1. Question 24 • 3.125 out of 3.125 points One of the five common techniques to annul guilt is denial of victim where: perpetrators claim that those injured deserved what happened to them perpetrators claim to be victims perpetrators claim that things happened because of factors over which they had no control perpetrators claim that there has been no direct suffering perpetrators claim that those injured deserved what happened to them perpetrators claim to be trying to achieve a more important purpose 1. Question 25 • 3.125 out of 3.125 points One of the five common techniques to annul guilt is appeal to higher authorities where: perpetrators claim to be trying to achieve a more important purpose perpetrators claim that there has been no direct suffering perpetrators claim that things happened because of factors over which they had no control perpetrators claim to be trying to achieve a more important purpose perpetrators claim to be victims perpetrators claim that those injured deserved what happened to them 1. Question 26 • 3.125 out of 3.125 points Corporate criminals also cast themselves in characters in the folklore of capitalism. In this myth they are: simply ahead of their times and misunderstood simply ahead of their times and misunderstood smarter than competitors more wily and strategic than others harder working than rivals 1. Question 27 • 3.125 out of 3.125 points One proposal to counter white-collar crime is for "executive transparency." This would require disclosure of: personal bank accounts executive dealings with employer-company executive dealings with competitor companies personal bank accounts all of the above 1. Question 28 • 3.125 out of 3.125 points Under the psychopathic wealth explanation of white-collar crime, previous generations are characterized as having all of the following characteristics EXCEPT: more entrepreneurial more entrepreneurial willing to patiently wait for wealth conformist possessing modest expectations 1. Question 29 • 3.125 out of 3.125 points There are questions as to why white-collar criminals suffer so little of the ________ experienced by street criminals. stigma punishment deprivation monetary loss stigma 1. Question 30 • 3.125 out of 3.125 points Between 1998 and 2003 nearly ________ public corporations were forced to correct financial statements. 1,000 5,000 100 400 1,000 1. Question 31 • 3.125 out of 3.125 points One of the five common techniques to annul guilt is denial of injury where: perpetrators claim that there has been no direct suffering perpetrators claim that things happened because of factors over which they had no control perpetrators claim to be victims perpetrators claim to be trying to achieve a more important purpose perpetrators claim that there has been no direct suffering perpetrators claim that those injured deserved what happened to them 1. Question 32 • 0 out of 3.125 points All of the following could provide motivation in a criminogenic industry EXCEPT: stock options raises bonuses comp time stock options [Show More]

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