AHIP 2021 Module Quizzes

AHIP 2021 Module Quizzes Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by the Social Security Administration and has been receiving disability payments. He is wondering whether he can obt ...

AHIP 2021 Module Quizzes Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by the Social Security Administration and has been receiving disability payments. He is wondering whether he can obtain coverage under Medicare. What should you tell him? - ✔✔After receiving such disability payments for 24 months, he will be automatically enrolled in Medicare, regardless of age Mrs. Geisler's neighbor told her she should look at her Part D options during the annual Medicare enrollment period because features of Part D might have changed. Mrs. Geisler can't remember what Part D is so she called you to ask what her neighbor was talking about. What could you tell her? - ✔✔Part D covers prescription drugs & she should look at her premiums, formulary, & cost sharing among other factors to see if they have changed Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal diease (ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What should you tell him? - ✔✔He may sign up for Medicare at any time however coverage usually begins on the fourth month after dialysis treatments start Mr. Xi will soon turn age 65 and has come to you for advice as to what services are provided under Original Medicare. What should you tell Mr. Xi that best describes the health coverage provided to Medicare beneficiaries? - ✔✔Beneficiaries under Original Medicare have no cost-sharing for most preventive services which inc. immunizations such as annual flu shots Madeline Martinez was widowed several years ago. Her husband worked for many years and contributed into the Medicare system. He also left a substantial estate which provides Madeline w/ an annual income of approx. $130,000. Madeline, who has only worked part-time for the last 3 years, will soon turn age 65 and hopes to enroll in Original Medicare. She comes to you for advice. What should you tell her? - ✔✔You should tell Madeline that she will be able to enroll in Medicare Part A w/out paying monthly premiums due to her husband's long work record & participation in the Medicare system. You should also tell Madeline that she will pay Part B premiums at more than the standard lowest rate but less than the highest rate due to her substantial income Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent health and will have considerable income when she retires. She is concerned that her income will make it impossible for her to qualify for Medicare. What could you tell her to address her concern? - ✔✔Medicare is a program for people age 65 or older & those under age 65 w/ certain disabilities, end-stage renal disease, & Lou Gehrig's disease so she will be eligible for MedicareMrs. Quinn recently turned 66 and decided after __________ Social Security benefits. Shortly thereafter, Mrs. Quinn received a letter informing her she has been automatically enrolled in Medicare Part B. She wants to understand what this means. What should you tell her? - ✔✔Part B primarily covers physician services. She will be paying a monthly premium &, with the exception of many preventive and screening tests, generally will have 20% coinsurance for these services, in addition to an annual deductible Mr. Wu is eligible for Medicare. He has limited financial resources but failed to qualify for the Part D low income subsidy. Where might he turn for help w/ his prescription drug costs? - ✔✔He may still qualify for help in paying Part D costs through his State Pharmaceutical Assistance Program Mr. Moy's wife has a Medicare Advantage Plan, but he wants to understand what coverage Medicare Supplemental Insurance provides since his health care needs are different from his wife's needs. What could you tell him? - ✔✔Medicare Supplemental Insurance would help cover his Part A & B cost sharing in Original Fee-for-Service (FFS) Medicare as well as possibly some services that Medicare does not cover Anita Magri will turn 65 in August 2020. Anita intends to enroll in Original Medicare Part A & B. She would also like to enroll in a Medicare Supplement (Medigap) plan. Anita's older neighbor Mel had told her about Medigap Part F plan in which he is enrolled. It not only provides foreign travel emergency benefits, but also covers his Medicare Part B deductible. Anita comes to you for advice. What should you tell her? - ✔✔You are sorry to disappoint her but a Medigap Part F plan is no longer available to those who turn 65 after Jan. 1, 2020. Anita might instead consider other Medigap plans that offer foreign travel benefits but do not cover the Part B deductible Mr. Singh would like drug coverage, but does not want to be enrolled in a Medicare Advantage plan. What should you tell him? - ✔✔Mr. Singh can enroll in a stand alone prescription drug plan & continue to be covered for Part A & B services through Original Fee-for-Service Medicare Mrs. Turner is comparing her employer's retiree insurance to Original Medicare and would like to know which of the following services Original Medicare will cover if the appropriate criteria are met? What could you tell her? - ✔✔Original Medicare covers ambulance services Mrs. Shields is covered by Original Medicare. She sustained a hip fracture and is being successfully treated for that condition. However, she and her physicians feel that after her lengthy hospital stay she will need a month or two of nursing and rehabilitative care. What should you tell them about Original Medicare's coverage of care in a skilled nursing facility? - ✔✔Medicare will cover Mrs. Shields skill nursing services during the first 20 days of her stay, after which she would have a copay until she has been in the facility for 100 daysWhat impact, if any, will recent regulatory changes have upon Medigap plans? - ✔✔The Part B deductible will no longer be covered for individuals newly eligible for Medicare starting Jan. 1, 2020 Agent John Miller is meeting with Jerry Smith, a new prospect. Jerry is currently enrolled in Medicare Parts A & B. Jerry has also purchased a Medicare Supplement (Medigap) plan which he has had for several years. However, the plan does not provide drug benefits. How would you advise Agent John Miller to proceed? - ✔✔Tell prospect Jerry Smith that he should consider adding a standalone Part D prescription drug coverage policy to his present coverage Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been employed full time, and paid taxes during that entire period. She is concerned that she will not qualify for coverage under part A because she was not born in the United States. What should you tell her? - ✔✔Most individuals who are citizens & age 65 or over are covered under Part A by virtue of having paid Medicare taxes while working, though some may be covered as a result of paying monthly premiums Juan Perez, who is turning 65 next month, intends to work for several more years at Smallcap, Inc. Smallcap has a workforce of 15 employees & offers employer sponsored healthcare coverage. Juan is a naturalized citizen & has contributed to the Medicare system for over 20 years. Juans asks you if he will be entitled to Medicare & if he enrolls how that impact his employer sponsored healthcare coverage. How would you respond? - ✔✔Juan is likely to be eligible for Medicare once he turns 65 & if he enrolls Medicare would become the primary payor of his healthcare claims & Smallcap does not have to continue to offer him coverage comparable to those under 65 under its employer sponsored group health plan Mr. Schmidt would like to plan for retirement and has asked you what is covered under Original Fee-for-Service (FFS) Medicare? What could you tell him? - ✔✔Part A, which covers hospital, skilled nursing facility, hospice, & some home health services & part B, which covers professional services such as those provided by a doctor are covered under Original Medicare Mr. Diaz continued working with his company and was insured under his employer's group plan until he reached age 68. He has heard that there is a premium penalty for those who did not sign up for Part B when first eligible and wants to know how much he will have to pay. What should you tell him? - ✔✔The penalty will be a permanent 10% increase in his Part B premium for every 12 month period that passed during which he could have enrolled and did not Mrs. Paterson is concerned about the deductibles and co-payments associated with Original Medicare. What can you tell her about Medigap as an option to address thisconcern? - ✔✔Medigap plans help beneficiaries cover coinsurance, copayments, &/or deductibles for medically necessary services Mr. Kumar is considering a Medicare Advantage HMO and has questions about his ability to access providers. What should you tell him? - ✔✔In most Medicare Advantage HMO's, Mr. Kumar must generally obtain his services only from providers who have a contractual relationship with the plan (except in an emergency or where care is unavailable within the network) Mr. Castillo, a naturalized citizen, previously enrolled in Medicare Part B but has recently stopped paying his Part B premium. He would like to enroll in a Medicare Advantage (MA) plan and is still covered by Part A. What should you tell him? - ✔✔He is not eligible to enroll in a Medicare Advantage plan until he re-enrolls in Medicare part B Mrs. Kelly, age 65, is entitled to part A but has not yet enrolled in part B. She is considering enrollment in a Medicare Advantage plan (part C). What should you advise her to do before she will be able to enroll in a Medicare Advantage plan? - ✔✔In order to join a Medicare Advantage plan, she also must enroll in part B Daniel is a middle income Medicare beneficiary. He has chronic bronchitis, putting him at severe risk for pneumonia. Otherwise, he has no problems functioning. Which type of SNP is likely to be most appropriate for him? - ✔✔C-SNP