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Insurance Exam FX Questions and Answers Rated A Accelerated benefits ✔✔riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses accident ✔✔an unp ...

Insurance Exam FX Questions and Answers Rated A Accelerated benefits ✔✔riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses accident ✔✔an unplanned, unforeseen event which occurs suddenly at an unspecified place Accidental Death and Dismemberment ✔✔an insurance policy which pays a specified amount or a specified multiple of the insured's benefits if the insured dies, loses sight, or loses two limbs accidental death benefits ✔✔a policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death accumulation period ✔✔the time over which the annuitant makes payments or investments in an annuity, and when those payments earn interest tax deferred actual cash value ✔✔the required amount to pay damages or for property loss actual charge ✔✔the amount a physician or supplier actually bills for a particular service or supply actuary ✔✔a person trained in the technical aspects of insurance and related fields, particularly in the mathematics of insurance; a person who determines the mathematical probability of loss adhesion ✔✔a contract offered on a "take it or leave it" basis by an insurer, in which insured's options are to accept or reject adjustable life ✔✔life insurance which permits changes in the face amount, premium amount, period of protection, and the duration of the premium payment period adjuster ✔✔a representative of an insurance company who investigates and acts on the behalf of the company to obtain agreements for the amount of the insurance claim administrator ✔✔an individual appointed by a court as a fiduciary to settle the financial affairs and estate of a deceased person adverse selection ✔✔the tendency of risks with higher probability of loss to purchase and maintain insurance more often than the risks who present lower probability agent ✔✔an individual who is licensed to sell, negotiate, or effet insurance contracts on behalf of an insurer aleatory ✔✔a contract in which participating parties e

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