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Claims Adjuster Final (Multiple Choice Questions) Already Passed An adjuster is a fiduciary agent with a responsibility of loyalty to the interest of ✔✔The insured and insurer An insurer gives which of the following ...

Claims Adjuster Final (Multiple Choice Questions) Already Passed An adjuster is a fiduciary agent with a responsibility of loyalty to the interest of ✔✔The insured and insurer An insurer gives which of the following as Consideration for an insurance policy? ✔✔A Promise The interest of the insured and all other persons in the property involved in a claim is found in ✔✔A Proof of Loss An insured rear-ends another driver's vehicle. The auto policy that pays damages to repair the damaged vehicle is a _______? ✔✔Liability Policy Your insurance company wrote an auto insurance binder for an owner who said that he did not have any prior accidents. Immediately thereafter it was discovered that he did not tell the truth. The company now wants to cancel the binder as quickly as possible. What is true? ✔✔5 days notice required For insurance to pay damages, an insurable interest must exist: ✔✔When the loss takes place Texting while driving is best described as a: ✔✔Hazard A covered loss is $90,000. Policy A has a limit of $100,000. Policy B has a limit of $200,000. Both policies are pro-rata policies. How much will policy B pay for this loss? ✔✔$60,000 I sold my home yesterday, signed a deed and transferred title. Last night there was a house fire. I had not yet cancelled my homeowner's insurance. The purchaser also had a homeowner's policy. Which policy should pay to pay the claim? ✔✔Purchaser's policy Giving prompt notice of loss is best described as a policy: ✔✔Condition If there is a total loss by an insured peril to a FL building, the insurer must pay: ✔✔Actual Cash Value A Loss Payable Clause refers to ✔✔Lenders interest in personal property My coin collection was appraised and my insurance company specifically insured the valued of that collection. That is an example of: ✔✔A Valued Policy An insurance contract is based on the Principle of: ✔✔Utmost Good Faith The two kinds of waivers are: ✔✔express and implied Proximate Cause is the unbroken connection bet

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