ASP CSP Latest 2023 Graded A+

ASP CSP Latest 2023 Graded A+ Risk ✔✔The measure of the probability and severity of a negative event Probability ✔✔How likely the event is to occur. This includes exposure, the more people exposed the more likely the ...

ASP CSP Latest 2023 Graded A+ Risk ✔✔The measure of the probability and severity of a negative event Probability ✔✔How likely the event is to occur. This includes exposure, the more people exposed the more likely the event. Risk Management Process ✔✔1 Evaluate (Risk ID) 2 Prioritize (Risk Analysis) 4 Cost Benefit (Financing) 4 Implement (Risk Elimination or Reduction) 5 (Administration of Risk Management Process) Review Objective evidence which is documentation Healthy Worker Effect ✔✔Workers tend to be healthier than the population as a whole. Risk Cost ✔✔Probability x Cost Residual Risk ✔✔The Risk that remains after the preventative measure have been taken Threshold Risk Model ✔✔ACGIH There is some safe level to which everyone can be exposed without increasing the probability of becoming sick. No Threshold Risk Model ✔✔There is no safe level. Every exposure increase probability of becoming sick (ionizing rad) ALAR ALARA ✔✔As Low As Reasonably Achievable Purpose of Incident Investigation ✔✔To prevent re-occurance, retro active, to find facts - not to place blame. Notes: Good apple bad apple by Dekker. OSHA incident rate Total incident case rate ✔✔total injuries/illness x 200,000/Hrs worked by all employees 200 000 = 2000 hours worked per year x 100 employees Nat ave is 4 Severity Rate for OSHA DART ✔✔Days Away, Restricted Work, Job Transfer OSHA DART ✔✔#Dart Cases x 200 000 / hours worked by all employees NOEL ✔✔NO observable exposure level NOAEL ✔✔No observable adverse exposure level Who Investigates an event ✔✔Can use quality improvement tools typically per-determined, line supervisor Start with narrative as soon as possible, repeat facts back to employee OSHA Logs ✔✔5 years description of event, preventive measures Insurance contract ✔✔Declarations - what is covered conditions - what must be fulfilled if something happens Exclusions - what is not covered - loop holes Loss Prevent vs Loss Reduction ✔✔Prevent injury/incident stop light Reduce injury/incident, seat belt Workers' comp ✔✔no fault, run by state temp total dis temp part dis Perm part dis Per total dis Whole man theory and % pd for parts lost Lost wages Experience Modification Rate ✔✔One is the average for the industry. Right now Madison County MT is at a 1.04. down from a 1.16. We are paying .04% more then the average policy holder. The lowest you can get (for us) is .75 which means you are paying 25% less than the average policy holder (in that industry). The EMR is based on the last three years of data but NOT counting the year you are in - so for example 13-14 = 1.04 12-13 = 1.16 11-12 = 1.23 10-11 - 1.25 Our EMR for this years premium is based on 10-13 - so we are paying at a rate of the average the last 3 years. Product Liability 3 Types Negligence and sSrict liability is Tort Law. A Tort is a wrongful act Warrant is Contract Law ✔✔Negligence and Srict liability is Tort Law. A Tort is a wrongful act Warrant is Contract Law - between buyer and seller or manu Warrant - contract law ✔✔Buyer sues seller not manu Plaintiff must prove: violation of warranty Implied is not written Two types Merchantability - will perform which which it is designed Fitness for use - Expressed is written Claims about performance or characteristics Supplier does WARN of dangers Negligence - two type of tort law ✔✔Negligence is difficult to prove Plaintiff must prove prod is defective plaintiff operated defective product Defect caused harm Man had duty to provide a prod that was free from defect What a reasonable person would do when using it and the manu. must project omission (not action - forgetting to release built up pressure commission - (acting, smoking while filling up the gas tank) Contributory neg is a defense for the manu. Strict Liabilty - tort law ✔✔Removed the need to show breach of warranty by plaintive Plaintiff must prove same as neg but NOT Manu had duty to provide a pro that was defect free Defects ✔✔reasonably dangerous characteristics from Design - materials, management of energy, safety feature Manufacturing Instructions and warnings - misuse and foreseeability, design or warn away Remember environment used in Privity of Contract (does not exist any more) ✔✔Only sue seller - in 1916 changed with MacPhearson vs Buick. Buyer be ware Seller be ware As long as the manu was not involved in the transfer (or sale) from seller to buyer - the manu could not be used Defects need to be design out so even in the case of misuse and foreseeable ✔✔Toys and drugs The manu can be liable even when the product was used in a different manner 3 Parts to a Law Suit ✔✔Complaint - filed Discovery - gathering evidence Trial - usually does not happen 4 Parts of Legal Contract ✔✔Agreement Purpose Consideration Competent Parties