Risk Management and Insurance > QUESTIONS & ANSWERS > Xcel Solutions Final Exam Questions and Answers 100% Pass (All)

Xcel Solutions Final Exam Questions and Answers 100% Pass

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Xcel Solutions Final Exam Questions and Answers 100% Pass Who does a life settlement broker represent? ✔✔Individual wanting to sell their life policy to a third party What is the insurance ter... m the State of California uses for an insurer that is eligible to transact business in this state? ✔✔Admitted Most U.S. life insurance companies belong to the ✔✔Medical Information Bureau Which of the following healthcare providers provide both the healthcare services and healthcare coverage? ✔✔Health Maintenance Organization (HMO) Which of the following is NOT covered by the Family and Medical Leave Act (FMLA)? ✔✔Traveling overseas with a spouse Which word implies permissiveness according to the California Insurance Code? ✔✔may When found in California Insurance Code, the word "may" implies permissiveness. Under a long-term care insurance policy, adult day care coverage will provide for ✔✔part time care at a facility for elderly individuals who live at home Major medical expense plans typically use a cost containment measure for emergency hospital care. This is referred to as a ✔✔Deductible Pam is the primary beneficiary of a life insurance policy and wants to let the death benefit accumulate and receive only the monthly investment proceeds. Which settlement option should she choose? ✔✔Interest Option Reasonably necessary acts that an a [Show More]

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