Risk Management and Insurance > QUESTIONS & ANSWERS > Texas Insurance License- Quiz Questions with Complete Solutions (All)

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Texas Insurance License- Quiz Questions with Complete Solutions Susie set fire to her house to collect the insurance. This is an example of a(n) ✔✔MORAL HAZARDS Henry's tires on his SUV are so worn that the steel bel ...

Texas Insurance License- Quiz Questions with Complete Solutions Susie set fire to her house to collect the insurance. This is an example of a(n) ✔✔MORAL HAZARDS Henry's tires on his SUV are so worn that the steel belt is showing through the tread. The condition of the tires is known as ✔✔PHYSICAL HAZARDS When a driver of an auto breaks the posted speed limit, the driver's liability imposed by the law is known as ✔✔ABOSLUTE LIABILITY Under compensatory damages, medical expenses are an example of ✔✔SPECIAL damages. Josh attends a hockey game. While at the game he is hit in the head by the hockey puck resulting in a broken cheek bone. Josh immediately sues the hockey team for damages. What might be the most logical defense for the hockey team? ✔✔ASSUMPTION OF RISK The Smith family is planning to build a new house. They want the house to be constructed entirely of fire resistance materials. This construction type is an example of a ✔✔FIRE RESISTIVE building. ________ contracts are written for a specified amount and they list the value of the insured property as agreed to by both the insured and the insurer at policy inception. ✔✔Susie set fire to her house to collect the insurance. This is an example of a(n) MORAL HAZARDS Henry's tires on his SUV are so worn that the steel belt is showing through the tread. The condition of the tires is known as ✔✔PHYSICAL HAZARDS When a driver of an auto breaks the posted speed limit, the driver's liability imposed by the law is known as ✔✔ABOSLUTE LIABILITY Under compensatory damages, medical expenses are an example of ✔✔SPECIAL damages. Josh attends a hockey game. While at the game he is hit in the head by the hockey puck resulting in a broken cheek bone. Josh immediately sues the hockey team for damages. What might be the most logical defense for the hockey team? ✔✔ASSUMPTION OF RISK The Smith family is planning to build a new house. They want the house to be constructed entirely of fire resistance materials. This construct

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