Notary Signing Agent Certification Study
Guide: Part 1 Questions and Answers
Graded A+
Notary Signing Agent ✔✔A notary who specifically trained to handle and notarized loan
documents; plays a critical role in many mo
...
Notary Signing Agent Certification Study
Guide: Part 1 Questions and Answers
Graded A+
Notary Signing Agent ✔✔A notary who specifically trained to handle and notarized loan
documents; plays a critical role in many mortgage transactions nationwide
The Five Requirements ✔✔The created five standards required of all NNA NSA candidates:
1. Signing and adhering today the notary signing agent code of conduct
2. Passing and annual certification examination
3. Submitting to an annual background screening
4. Using the signing presentation guidelines
5. Owning notary errors and omissions insurance converse
1: Signing and Adhering to the Code or Conduct ✔✔To begin your certification process the first
document you will want to familiarize yourself with is the Notary Signing Code of Conduct; it
has become a requirement for certification that all NSAs read through it and sign, starting that he
or she promises to abide by the Code in his or her professional practice
2: Passing the Annual Certification Exam ✔✔The exam contains 45 questions, meaning you
must correctly answer 36 of them to pass; you are required to obtain 80%
3: Submitting to a Background Screening ✔✔Within 24 hours of registration, you will receive an
email directing you to the secure website of the NNA background screening provider. This
where you will submit the information required to imitate your screening process
The entire background screening is usually complete within 5 - 10 business days
4: The Signing Presentation Guidelines ✔✔These guidelines cover 27 documents commonly
found in a refinance loan package
5: Notary Errors and Omissions Insurance Coverage ✔✔Many leaders, title companies and
signing services require Notary Signing Agents to carry a Notary errors and omissions insurance
policy, typically with a $25,000 coverage limit
Chapter 2: Getting Started as an NNA Certified Notary Signing Agent ✔✔Part 1: Standards of
Practice and NSA Professionalism
Professional Licenses ✔✔NSAs must obtain and maintain all licenses and commissions required
to perform signing services in your state or jurisdiction
Background Screening ✔✔You are required to have background screenings of your identity,
residence, record of state or federal criminal arrests and convictions, state motor vehicle records
and a check of your name against pertinent lists as required by rules implemtnting the USA
Patriot Act
Notary and Federal Laws and Regulations ✔✔•Gramm - Leach Bailey Act (GLBA)
•Truth - In lending Act (TILA)
•Real Estate Settlement Provedures Act (RESPA)
•Fair and Accurate Credit and Transactions Act (FACTA)
• Uniting and Strengthening America by Providing Appropiate Tools Reaquired to Intervept and
Obstruct Terrorism (USA PATRIOT ACT)
Certification ✔✔You must earn and maintain any certifications needed to service contracting
companies and parties to the transaction; find out what certifications your contracting companies
require or certify in an annual basis; you will then be qualified for even the most stringent of
contracting companies
Closing Documents ✔✔You must be careful to never provide signing parties, which could be
constructed as the unauthorized practice of law
The NNA Loan Documents At A Glance and the Presentation Guidelines ✔✔Both are resources
that will help determine what questions you are able to answer
Supervising Attorney ✔✔If required by low or rule in your state or jurisdiction you must submit
to the surpervision of an attorney
Truthful Personal Assessment ✔✔Never misinterpret your background, education, training or
expertise in an application or interview, or post inaccurate claims on your company website or
other propositional materials you distribute
Use of Professional or Improper Designation ✔✔You cannot advertise or promote any services
or make false, misleading, nonexistent or meaningless designations or certifications you have no
received or earned
Observation of Rules of Use ✔✔You may not suggest to a borrower or contracting company that
you are either an employee or a certified NSA if you are not, and therefore many not place a logo
on a business card or name plate
Solicitation of Outside Business ✔✔You shouldn't directly or indirectly signers for products
other than the services you have been hired to perform
Establish Fees in Advance ✔✔Be sure your fee is pre determined with your contracting company
and confirmed in your work contract before you head out to an assignment
Invoicing and Collection of Fees ✔✔Should be completed in a way that's compliant with the
contract you have established ahead of time with the company
Collusion ✔✔You must never collide or conspire wi th other Notary Signing Agents to see gees
for signing services
Refusing an Assignment ✔✔If unable to meet all expectations of the contracting company,
including but not limited to, prompt arrival at a set tune, printing services, and providing copies
of the closing documents you must refuse the assignment
Overbooking ✔✔Make sure you have ample time to cross town at rush hour and give extra time
to loan signings such as reverse mortgages for elderly borrowers
Canceling/ Rescheduling ✔✔*try to avoid
Notify the contracting company rather than the signed
Signing Scripts ✔✔Follow any closing scripts provided by the contracting company
Professional Communication and Attire ✔✔You should always maintain a level of
professionalism in all of your verbal and written communications
[Show More]
