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MA Real Estate Exam Study Guide (2022/2023) Rated A+

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MA Real Estate Exam Study Guide (2022/2023) Rated A+ Appraisal ✔✔An estimation of a property's value, usually prepared by a professional who is licensed in this field. Brokerage ✔✔The business of bringing people toge ...

MA Real Estate Exam Study Guide (2022/2023) Rated A+ Appraisal ✔✔An estimation of a property's value, usually prepared by a professional who is licensed in this field. Brokerage ✔✔The business of bringing people together in a real estate transaction. Commerical ✔✔The types of properties that include office spaces, shopping centers, stores, theaters, hotels, parking facilities, etc. Development ✔✔The term for the construction of improvements upon the land. Elevation Certificate ✔✔Insurance agents are required to obtain one of these on any property before issuing quotes for flood insurance. Financing ✔✔The pledging of real property and collateral for the repayment of a loan through a mortgage or deed of trust. Federal Deposit Insurance Corporation ✔✔This agency can fine and withdraw its insurance from lenders that do not carry flood insurance on required mortgages. Flood Insurance ✔✔This type of homeowner's insurance policy covers "rising water" problems such as a burst water main, overloaded drains, and melting snow. It is usually an optional add-on policy that becomes effective 30 days after purchase, unless the property is in a specific area and is collateral for a federal loan, in which case it is a mandatory policy and effective immediately. HO1 ✔✔This is the basic form of a homeowner's hazard insurance policy, and the default policy when a property has been empty for any length of time. It covers fire, lightning, hail, and other perils. HO2 ✔✔This form of a homeowner's hazard insurance policy covers more than the basic form, but not as much as the special form. It is often available for second homes. HO3 ✔✔This special form homeowner's hazard insurance policy offers the most coverage for the most reasonable price, and is the preferred policy on primary residences. It covers both real and personal property. HO6 ✔✔This form of a hazard insurance policy is designed for condominiums and can be customized to comply with the condo association's bylaws. HO4 ✔✔This renter's insurance policy is similar to th

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