Insurance Studies > QUESTION PAPER & MARK SCHEME > STATE FARM AUTO EXAM (LATEST 2023/2024) VERIFIED ANSWERS BY EXPERT/A+ GRADE ASSURED (All)
STATE FARM AUTO EXAM (LATEST 2023/2024) VERIFIED ANSWERS BY EXPERT/A+ GRADE ASSURED
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State Farm Auto Exam Competitive Bids ANSWER- The competitive bid process requires that two or more repairers submit competitive estimates or "bids" for a specific repair job. The amount of the l... ow, complete bid is generally considered to be the "competitive" price and is used as the basis for settlement. In all cases, the vehicle owner selects the facility that will perform repairs. PCPs ANSWER- State Farm uses a continuous survey that gives repairers the opportunity to provide information online. The repairer information is used to determine labor rates and material pricing levels that reflect prevailing prices in that area. PCPs are determined by analyzing information provided by repairers that meet the Equipment/Capabilities Criteria listed on the Repair Facility Survey form Select Service Program ANSWER- In some market areas, repairers have been selected to participate in State Farm's Select Service Program. The program is designed to enhance claim service, increase efficiency, and afford customers an opportunity to select qualified repairers to inspect and estimate vehicle damage Paintless Dent repair ANSWER- Paintless Dent Repair (PDR) is an industry recognized repair process that involves the removal of hail dents or other types of damage from metal exterior surface panels without disturbing the vehicle's finish. In most cases, this procedure involves the use of specialized tools to apply pressure to the backside of the panel to remove surface imperfections. Other techniques may be used to repair damage from the topside of the panel, depending on the size and location of the damage. By using either of these techniques, the technician is able to restore panel appearance which eliminates the need for refinishing the panel's surface area. The PDR process is often used to repair hail damage or other similar dents that occur when an outer panel strikes (or is struck by) an object that has not compromised the finish of the [Show More]
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