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NM LIFE INSURANCE FINAL EXAM MOCK TEST 200 QUESTIONS WITH ANSWERS

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NM LIFE INSURANCE FINAL EXAM MOCK TEST 200 QUESTIONS WITH ANSWERS How is the uninsured protected if a payor benefit is attached to the life insurance policy? premium payments are waived in the ev ... ent the premium payor dies or becomes disabled Which of the following health care plans charges a premium that cannot be increased? Noncancelable What is the effect of the market value adjustments in a market value adjustment annuity? Transfers some of the investment risk to the policyowner Which type of life insurance policy allows the policyowner the choice of investments along with flexible premium payments? Variable Universal Life Which of these is NOT considered to be a cost connected with an individual's death? Business expenses A (an) ___________ insurer assumes risk from another insurance company. Reinsurance When group insurance under COBRA have expired, a fully insured group policy can be converted to a (an) Individual health policy The authority to change the beneficiary in an individual annuity lies with the Owner How are monthly life annuity benefit payments treated under a tax sheltered annuity (TSA)? Taxed as an ordinary income in the year recieved Which individual would be best suited for Medicare Supplement Insurance? Medicare enrollee [Show More]

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