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Escrow Sample Test – Utah Questions and Answers Graded A An Escow is an arrangement that: (Select all that apply) (A) holds documents (B) holds funds (C) creates documents to affect a transfer of interest in a prop ...

Escrow Sample Test – Utah Questions and Answers Graded A An Escow is an arrangement that: (Select all that apply) (A) holds documents (B) holds funds (C) creates documents to affect a transfer of interest in a property (D) acts as an attorney (E) is responsible for guaranteeing funds ✔✔(A) holds documents (B) holds funds (C) creates documents to affect a transfer of interest in a property (E) is responsible for guaranteeing funds When is it necessary to have closing documents recorded prior to the disbursement of escrow funds? (A) it is not necessary (B) in almost all situations (C) when instructed by one of the parties to the escrow (D) only when the written instructions require recording ✔✔(B) in almost all situations Usury Law is defined as: (A) the right to use the surface of real property (B) is applicable to the prescriptive easement of ingress and egress (C) the maximum amount of interest which can be charged on a security instrument (D) the appurtenant right to use a right of way for ingress and egress ✔✔C) the maximum amount of interest which can be charged on a security instrument What characteristics should an escrow officer maintain? (Select all that apply) (A) abstractor (B) competent (C) legal advisor (D) impartial (E) has the right to foreclose (F) follows instructions ✔✔(B) competent (D) impartial (F) follows instructions What is the minimum number of parties to an escrow? (A) two (B) three (C) four (D) five ✔✔(B) three An Earnest Money Agreement (REPC) usually does not reveal the following: (A) property address (B) buyers' and seller's name (C) title exceptions (D) improvements to the subject property (E) personal property to be included in the sale ✔✔(C) title exceptions An escrow agent has the responsibility to review the following, with parties involved in a real estate transaction: (A) the Title Report (B) The Earnest Money Agreement (REPC) (C) The Owner's Policy (D) Certificate of Apportionment (E) Letters of Testamentary ✔✔(A) the Title Report What is a Bill of Sale? (A) same as a warranty deed (B) instrument to transfer mineral ri

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