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PSI MA Real Estate Exam Study Guide Latest Update Graded A

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PSI MA Real Estate Exam Study Guide Latest Update Graded A Appraisal ✔✔An estimation of a property's value, usually prepared by a professional who is licensed in this field. Brokerage ✔✔The business of bringing peopl ...

PSI MA Real Estate Exam Study Guide Latest Update Graded A Appraisal ✔✔An estimation of a property's value, usually prepared by a professional who is licensed in this field. Brokerage ✔✔The business of bringing people together in a real estate transaction. Commerical ✔✔The types of properties that include office spaces, shopping centers, stores, theaters, hotels, parking facilities, etc. Development ✔✔The term for the construction of improvements upon the land. Elevation Certificate ✔✔Insurance agents are required to obtain one of these on any property before issuing quotes for flood insurance. Financing ✔✔The pledging of real property and collateral for the repayment of a loan through a mortgage or deed of trust. Flood Insurance ✔✔This type of homeowner's insurance policy covers "rising water" problems such as a burst water main, overloaded drains, and melting snow. It is usually an optional add-on policy that becomes effective 30 days after purchase, unless the property is in a specific area and is collateral for a federal loan, in which case it is a mandatory policy and effective immediately. Improvements ✔✔Additions to property that increase its value or enhance its appearance. It can include buildings, fixtures, and landscaping. Property Management ✔✔A broad term for a person or company hired to maintain and manage a property on behalf of its owners, and who are to maximize the owner's returns. Special Flood Hazard Area ✔✔Properties in this area are required by federal law to have special insurance as part of any federally-backed mortgages. Subdivision ✔✔The process of splitting a single property into smaller parcels. Residential ✔✔The type of properties that include single and multi-family homes. Industrial ✔✔The types of properties that include warehouses, factories, power plants, and other manufacturing areas, even if the property has a storefront attached. Agricultural ✔✔The types of properties that include farmlan

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