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Financial Resource Management C428 Task 1.docx C428 Financial Resource Management â€

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Financial Resource Management C428 Task 1.docx C428 Financial Resource Management â€“ C428 Task 1 Western Governor University A1. The purposed fiscally sustainable strategies for Seamus Company through the persp ...

Financial Resource Management C428 Task 1.docx C428 Financial Resource Management â€“ C428 Task 1 Western Governor University A1. The purposed fiscally sustainable strategies for Seamus Company through the perspective of a CFO are as follows. ïƒ˜ Preferred Provider Organization (PPO) ïƒ˜ Health Maintenance Organizations (HMO) ïƒ˜ Point of Service (POS) A1 a. 1. Preferred Provider Organization PPO One of the most common managed care organization that is growing is Preferred Provider Organizations. The PPO will allow employees to choose their provider, and the cost would be lower if they choose providers within the network. A PPO will have the employee having to pay a monthly premium. This will be an automatic deduction from their paychecks prior to taxation being calculated. This option doesnt require a referral to see medical specialists. Depending on the number of employee it comes with tax benefits utilizing QSEHRA or HRA. The top fiscal benefit of a PPO is that employees do not need to authorization or referral to seek a provider outside the network. The cost for premiums will not change. 2. Health Maintenance Organization (HMO) The second strategy is Health Maintenance Organization plan. This strategy has a lower cost for employees and the company. The deductibles are lower compared to PPO plan. The tax benefits are dependent on the number of employees that are within the company. A referral from a physician is required for evaluations and appointments from a specialist. No coverage if prescribed. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . .. .. . . . . . . . . . . . . . . . . . .. . . . .

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