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C489_Task3.docx C489 Organizational Systems and Quality Leadership Task 3, SAT1 Wester

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C489_Task3.docx C489 Organizational Systems and Quality Leadership Task 3, SAT1 Western Governors University Healthcare Financing A1. Country to Compare This paper will explore the healthcare differences and simil ...

C489_Task3.docx C489 Organizational Systems and Quality Leadership Task 3, SAT1 Western Governors University Healthcare Financing A1. Country to Compare This paper will explore the healthcare differences and similarities between the United States and Switzerland. Undocumented immigrants remains a problem for both countries, most are ineligible for public coverage, anyone moving to Switzerland is required to purchase insurance within three months of arrival. A1. Access Each resident in Switzerland is mandated to have individual insurance called mandatory health insurance (MHI), insurance does not offer family plans, and insurance is purchased separately for each dependent. This was introduced from the Federal Health Insurance Law in 1996. The healthcare is universal and available to every resident, including children, retired, and unemployed. Employers do not sponsor insurance through the companies. Glasses and dental are included in the basic MHI for children to 18 years, adults there is no coverage. MHI will pay for mental health as long as it is provided or ordered by a certified physician. There is an annual deductible for adults, children under 18 are exempt. Providers have to abide by the fee schedule the government sets up, they cannot charge more for services. Maternity care, and the birth are covered without any deductible or copay. Switzerland has income based subsidies to cover premiums for those that are unemployed, or receive old age benefits. All residen. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . .. .. . . . . . . . . . . . . . . . . . .. . . . .

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